Submission of an application to suspend/continue pension

Suspending the Pension

• The pension can be suspended either in full or in part (50%).
• The suspended part is not paid out immediately, it increases the amount of your future monthly pension.
• Suspension can be done once per month.
• Submit an application to the Social Insurance Board. Application for suspension / continuation of payment of pension | 36.82 KB | docx
• For the change to take effect from the next calendar month, you must submit the application at least 5 working days before the end of the month.

Resuming the Pension

• If you have partially or fully suspended your pension, you can resume it at any time. To resume, submit an application to the Social Insurance Board. Application for suspension / continuation of payment of pension | 36.82 KB | docx
• The suspended amount is added to your monthly pension according to the suspension part and the increase coefficient.
• For the change to take effect from the next calendar month, you must submit the application at least 5 working days before the end of the month. Suspension cannot be ended retroactively.
• Both suspension and resumption affect the future pension amount, because the suspended portion is included in future pension indexation.

Ways to Submit an Application for Suspension or Resumption

• via self-service messaging
• by sending a digitally signed application to the email address [email protected]
• by sending a handwritten and signed application by post to Paldiski mnt 80, 15092 Tallinn
• by visiting our customer service office

Examples of Pension Suspension and Later Increase

Example 1 – 50% Suspension

You are of old-age pension age, and your monthly pension is €500. You decide to suspend 50% of your pension for one year. During this period, you receive €250 per month (half of the pension).
The suspended part increases by 6%, which equals €15 per month.
After 12 months the suspended and unsuspended parts are combined:
€250 + €265 = €515 per month.
This amount is paid monthly for the rest of your life.

During the suspension period, only half of the pension is paid, but the suspended portion increases your future pension. You can stop the suspension at any time and later suspend again if needed.

Example 2 – 100% Suspension

You are of old-age pension age, and your monthly pension is €580. You decide to suspend your entire pension for one year. During this period, no pension is paid.
The suspended amount increases by 6%, which equals €34.8.
After 12 months your monthly pension becomes €614.8.
This amount is paid monthly for the rest of your life.

During the suspension, the pension is not paid at all, but the full suspended amount increases your future monthly pension. You can resume the pension at any time, and the suspended amount will be added to the resumed monthly payment.